Hit by a Rental Car in Colorado?
Under Colorado law, a driver who causes an accident is legally liable for any personal injuries or property damage resulting from a crash.
A driver in a rental car who causes an accident is likely to be personally responsible for the accident. The rental car company generally will not be liable unless the car malfunctioned or was defective, the company knew or should have known about the defect and the defect caused or contributed to the crash.
The money damages usually available in Colorado car accident cases include compensation for medical bills, property damages, missed wages, and any reduction in earning capacity resulting from the injuries. In the tragic event that a person is killed in an accident, their family can seek compensation for wrongful death.
Colorado operates under a modified comparative negligence system. A person who is partially to blame for an accident can still seek compensation as long as he or she is not deemed 50 percent or more responsible for the accident.
What If You Were Driving a Rental Car That is Involved in an Accident?
If you are driving a rental car that is involved in an accident, you are generally responsible for any damage caused to the vehicle. You may also be liable for any damage to other cars or personal injuries if you are at fault for the collision.
The amount of money that ultimately comes out of your pocket depends on your insurance coverage. It is vital to understand the full extent of your coverage before renting a car.
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If you own an insured vehicle, your auto insurance policy likely also provides at least some coverage if you are involved in a crash while renting a car. Your policy generally will cover any damage to the rental car as well as any liability that you have for damage to other vehicles or injuries sustained by others in the collision. That may overlap any liability coverage offered by the rental company.
Many credit card companies also often offer some insurance for rentals secured using the card. That coverage is typically limited to your own injuries and damage to your rental car, but it does not include liability coverage.
Speak With a Denver Rental Car Accident Lawyer Today
If you or a loved one has been injured in a car accident in Colorado, the Denver personal injury lawyers at Levine Law can help.
We are pleased to serve clients throughout Colorado, including Denver, Colorado Springs, Ft. Collins, and Loveland. Call us at 303-333-8000 or contact us online to speak with an attorney at our firm today.
