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Obtain the Workers' Compensation You Deserve for Job-Related Injuries
Many people work dangerous jobs that present an inherent risk of injury, such the construction field or in an industrial environment. Others work in fields that do not seem to pose imminent dangers. However, anyone can sustain an injury on the job. From falling in an office to getting into a car accident when running errands for your boss, work injuries can happen at any time to any employee. Fortunately, a Denver workers' compensation attorney can help.
If you or a loved one has been hurt while performing job-related duties, Colorado law entitles you to workers’ compensation benefits. Contact Levine Law today to learn more about the benefits available to you and for help in obtaining the full amount of money available to you under the law.
What Is Workers’ Compensation in Colorado?
Under Colorado workers’ compensation law, a worker who suffers an injury while performing any required job duty is entitled to workers’ compensation benefits. Covered injuries include injuries sustained on the job site and injuries sustained off-site, as long as the worker is fulfilling a work requirement - even if the particular task the worker is performing does not sound like “work”. For example, a worker attending a required work retreat is entitled to workers’ compensation benefits if he or she is injured during the retreat. A worker injured while attending a voluntary Christmas party, however, may not be entitled to benefits because attending the party was not a job requirement.
When an employee suffers a work injury, he or she is not required to prove negligence in order to file a workers’ compensation claim. In fact, in some cases, a worker may have performed a careless act that caused the injury and may still be entitled to benefits, as long as the employee was not violating company policy and was not intoxicated or on drugs while at work.
Who Can Obtain Workers’ Compensation Benefits?
Employees can obtain workers’ compensation benefits not just for accidents, but also for other types of injuries that develop as a direct result of doing a job. For example, if a worker is exposed to toxins at work and develops cancer, black lung, or other health problems due to the exposure, then the worker can be compensated for his work-related illness. An employee who suffers repetitive stress injuries can also file a workers’ compensation claim.
Almost all workers are covered for benefits, and the definition of work injury is broad. Most employees who get hurt on the job in Colorado can and should make a claim with the help of an experienced Denver workers' compensation attorney.
5 Reasons to Hire an Attorney for Your Colorado Workers’ Compensation Claim
1. Your Claim is Subject to Specific Requirements and Deadlines
From notifying your employer about your injury to challenging your denial of benefits, every step in the process of securing workers’ compensation is subject to specific requirements and strict statutory deadlines. If you make mistakes – even minor technical mistakes – or wait even a day too long, your employer and its workers’ compensation insurer could be well within their rights to deny your claim for benefits.
2. You May Need to Prove that You Were Injured at Work
Employers and their insurance companies use a variety of tactics to deny injured employees’ claims for benefits. One of these tactics is to challenge employees’ assertions that their injuries are job-related. You need to make sure that your employer’s chosen medical provider accurately diagnoses your injuries, and you need to avoid making statements that could end up being used against you.
3. You Need to Maximize Your Benefits
In Colorado, workers’ compensation benefits include coverage for medical expenses and temporary or permanent disability. These are not all of the losses associated with a job-related injury. As a result, you need to ensure that you collect the maximum benefits available; and, unfortunately, you cannot rely on your employer and its insurance company to clearly explain the benefits that are available.
4. Your Workers’ Compensation Claim May Be Denied
Another unfortunate reality of the workers’ compensation system is that many workers’ claims are wrongfully denied. If your employer or its insurance company denies your claim, you will need to determine (i) whether the denial was wrongful, and (ii) if it was, what you need to do next to collect the benefits you deserve. Appealing a denial of workers’ compensation benefits is a complicated process, and you may ultimately need to go to court to protect your legal rights.
5. You May Have Additional Claims Outside of Workers’ Compensation
While workers’ comp is one source of financial recovery for a job-related injury, it is not the only way to secure financial compensation for an injury you suffered on the job. An experienced attorney will be able assess your case and determine if you may be entitled to full compensation for third-party negligence or premises liability.
Contact a Denver Workers' Compensation Attorney for a Free Consultation
Workers’ compensation benefits should pay the full cost of your medical bills with no co-pays. If you are forced to miss work due to your work injuries, workers’ compensation will pay a portion of your wages. If you were permanently or temporarily disabled, workers’ compensation will pay disability benefits as well. These benefits may cover full disability if you are unable to work, or partial disability if your injury forces you to switch to a job where you earn less.
Unfortunately, employers don’t always pay benefits as required or approve claims in good faith. You deserve to receive the full amount of workers’ compensation coverage owed to you after an injury. If your employer is not treating you fairly, it is wise to consult a workers’ compensation attorney.
At Levine Law, our Denver workers' compensation attorneys will help you with every aspect of your workers’ comp claim after you have suffered an injury. We will help you every step of the way, from making sure you comply with deadlines to proving your injury occurred at work to appealing a denial of benefits. Give us a call today at (303) 333-8000 or contact us online to learn more about how our law firm can help make sure you are cared for and covered after you get hurt on the job.