Denver Rideshare Accident Lawyer for Lyft and Uber Accidents in Colorado
As rideshares become an increasingly traditional way to get around in Colorado and across the country, traffic accidents involving drivers for Uber, Lyft and similar companies are also on the rise. When those crashes happen, they can raise complicated legal issues about liability for injuries caused by the collision. Without the help of a Denver rideshare accident lawyer, an accident victim can miss out on top compensation.
At Levine Law, we help people injured in Uber and Lyft crashed and other types of accidents get back on their feet with the full compensation available under the law. We are nationally recognized trial lawyers who work aggressively to resolve these cases without lengthy and costly court battles.
Our firm has a strong track record of successful results, including several six- and seven-figure settlements over 25 years of legal practice in Denver and across the state. We are so confident in our ability that we regularly offer contingency fee arrangements, meaning that we do not get paid unless we successfully resolve your case.
Who is Responsible for a Rideshare Accident Under Colorado Law?
Colorado is an “at fault” and “comparative negligence” state when it comes to liability for car accidents.
The driver who caused the crash (or his or her insurance company) is obligated to cover the money damages for anyone injured in the collision. That includes compensation for medical bills, property damage, missed wages and other impacts of the injuries.
In situations in which the injured person is partially to blame, he or she can still recover a share of the damages that is reduced based on proportionate fault. That is, so long as the person is not found to be 50% or more at fault for the crash.
Typically, companies are legally liable for accidents caused by employees when they are acting in the ordinary course of their jobs. Uber and Lyft drivers, however, are primarily considered independent contractors instead of employees. Although both companies may offer some insurance coverage in certain situations, they often fight full liability for collisions caused by their drivers. In some cases, the companies may also be liable for negligent hiring if they did not properly vet a driver before allowing the person to hit the road.
For example, Uber’s insurance policy does not cover accidents that happen when the app is turned off, and they limit coverage for crashes that occur while a driver is available and waiting for a ride request. The policy offers up to $1 million in third party liability coverage for accidents that happen when a driver is on the way to pick up a passenger or is completing a trip.
Also, insurance companies often play hardball with people injured in car crashes. They will regularly look to force quick settlements for pennies on the dollar. That is why it is vital to consult an experienced Denver rideshare accident attorney before you accept any deal.
Common Causes of Colorado Rideshare Accidents
Like other car crashes, rideshare accidents can happen in many different ways, from a low-speed fender bender in a retail parking lot to a multi-car wreck on a busy highway. They can also be caused by a variety of factors.
A Denver rideshare accident lawyer at our firm will tell you that some of the most common causes of Uber and Lyft crashes are:
- Driver fatigue: Rideshare companies put little or no limits on how long drivers stay on the road. In addition, many rideshare drivers get behind the wheel after working full-time jobs. This can create dangerous situations in which drivers are not able to remain awake and alert, increasing the risk of a crash.
- Poor vehicle maintenance: Uber and Lyft put the responsibility for maintaining cars in a safe condition on drivers, with few or no checks to ensure that rideshare vehicles are in good working order. Combine that with the low wages the drivers often earn on the apps and you can see why many rideshare vehicles are not properly maintained.
- Aggressive or unsafe driving: Rideshare apps give drivers a huge incentive to complete trips as quickly as possible by paying per trip rather than based on time behind the wheel. This causes some drivers to cut corners and disregard speed limits and other traffic laws, putting everyone on the road at risk.
An experienced Denver rideshare accident attorney will investigate the crash to determine the cause and identify those responsible. A lawyer will also help you understand your rights and explore your options for obtaining compensation.
Rideshare Insurance Policy Limits
Uber and Lyft drivers are required to provide proof of insurance when they initially sign up to drive for the companies, but it is unclear whether or how they must prove that they continue to be insured once they hit the road.
The companies also offer some insurance coverage to drivers, which has some significant limits. The policies do not cover accidents that happen when a driver is not logged into the app, for instance.
Here is how the insurance policies work in other situations:
- Driver is online and waiting for a passenger: Both companies offer up to $50,000 per person in bodily injury coverage, up to a maximum of $100,000 per accident. They provide an additional $25,000 in coverage for property damage.
- Driver is making a trip or on the way to pick up a passenger: Uber and Lyft provide up to $1 million in coverage for both bodily injury and property damage.
These limits do not necessarily cap the amount of compensation that a person injured in an accident involving a rideshare vehicle can obtain.
A Denver rideshare accident lawyer at Levine Law will help you explore other sources of compensation, including under the driver’s personal insurance policy and potentially by pursuing a lawsuit against the driver and the rideshare companies. A Lyft or Uber accident attorney will also determine whether other drivers and third parties like vehicle manufacturers may be liable for the crash.
Contact a Denver Rideshare Accident Lawyer Today After a Crash in an Uber or Lyft
If you or a loved one has been injured in a rideshare crash or other accident in Colorado, a Denver Uber or Lyft accident attorney at Levine Law can help you understand your legal rights and options for seeking compensation. Our firm is pleased to serve clients throughout Colorado, including Denver, Colorado Springs, Ft. Collins, and Loveland. Call us at 303-333-8000 or contact us online to speak with a Denver accident lawyer.