Maybe the other driver fled the scene of the accident, maybe you forgot amidst all of the chaos or maybe you misplaced your piece of paper – whatever the reason, you just got home, and you don’t have the other driver’s insurance information. Can you still file an insurance claim? If so, what must you do in order to do so? In this article, our Denver auto accident lawyers explain everything you need to know:
1. There are Several Potential Ways to Obtain Insurance Information After an Accident
First, there are several potential ways to obtain a driver’s insurance information after you have left the scene of an auto accident. For example, if you have the vehicle’s license plate number (for example, in a photo), your lawyer or insurance company can use this to run a search and identify the at-fault driver’s insurer. The police report may contain the other driver’s vehicle and insurance information as well. If neither of these options are available, then it may still be possible to identify the driver through a post-accident investigation.
2. You Should Be Sure to Keep All of the Information You Do Have
While you might not have the other driver’s insurance information, it is highly likely that you do have several other key pieces of information. If you took photos or video at the scene of the accident, keep all of them to give to your attorney. What details can you remember? Write down everything you can recall and be prepared to give this to your attorney as well.
3. Regardless of Fault, You Must Still Report the Accident to Your Insurer
Even if you are certain that the other driver was at fault, you still need to report the accident to your insurance company. Not only is this almost certainly required under the terms of your policy; but, if you have Med Pay or uninsured/underinsured motorist (UIM) coverage, you may need to file a claim with your insurer.
4. If It Isn’t Possible to Identify the Other Driver, You May Still Have Options Available
Med Pay and UIM insurance are coverage options that can provide compensation if you are unable to identify the at-fault driver. Additionally, if some non-driver-related factor caused or contributed to the collision (i.e. a road or vehicle defect), then you may be able to secure compensation through a third-party claim as well.
5. In Order to Protect Your Legal Rights, You Should Speak with a Lawyer Promptly
Regardless of the circumstances at hand, the best way to protect your legal rights after an auto accident is to speak with an attorney as soon as possible. At Levine Law, we are available 24/7, we offer free consultations, and we do not charge any fees or costs unless we win just compensation.
Speak with One of Our Denver Auto Accident Lawyers for Free
Do you need help protecting your legal rights after a crash in the Denver area? To speak with an auto accident lawyer at Levine Law, call 303-625-9848 or inquire online now.