Being injured in an auto accident can be a frustrating, difficult and even life-changing experience. If your injuries are severe, securing financial compensation could be a crucial step on your long road to recovery. So, what do you need to know in order to protect your legal rights? Here are some answers to FAQs from our Denver auto accident lawyers.
Q: What should I do immediately after an auto accident?
After an auto accident, your claim for financial compensation is important, but even more important is your health. As a result, seeking medical attention should be your first priority. If you are physically able to do so, before leaving the scene of the accident, you should also try to:
- Gather insurance information from all drivers involved in the accident
- Collect names and contact information from any witnesses
- Take plenty of photos with your phone
- Make sure you know where your vehicle is being towed
Q: Will health insurance cover medical bills from a car accident?
Yes, if you have health insurance, you can (and should) use it. If you are entitled to compensation from one or more auto insurance companies, your health insurer will seek subrogation as part of the claims process.
Q: Do I need to report the accident to my auto insurance company?
Yes, even if you are sure another driver was at fault, you still need to report the accident to your insurer (it is most likely required under the terms of your policy). However, you do not have to give a statement, and you should be careful to avoid saying anything the insurance companies might be able to use against you. The best thing to do is to simply report the bare facts of the accident and then say that you need to speak with your attorney before saying anything further.
Q: When is it okay for me to go back to work?
It depends on what your doctor says. If your doctor says you need to rest, then you should rest. If your doctor says it is okay to resume light work, then you can resume light work. While we understand that you may not want to miss a paycheck, returning to work too soon could have even greater negative financial ramifications.
Q: How do I know if the insurance companies are offering a fair settlement?
In order to assess whether the insurance companies are offering a fair settlement, you need to know who caused the accident and what you can expect in terms of the long-term effects of your injuries. Both of these require the help of an attorney who can conduct a thorough investigation and accurately assess your financial and non-financial losses.
Q: Should I hire an attorney to handle my insurance claim?
Yes. At our firm, it costs you nothing out-of-pocket to hire an attorney, and we will only take your case if we believe we can help you secure compensation that you would not be able to secure on your own. If you have been seriously injured and you want to make sure the insurance companies treat you fairly, the best way to protect yourself is to hire experienced legal representation.
Have you been injured in an auto accident in Denver? If so, we invite you to contact us for a free, no-obligation consultation. To speak with an attorney, please call 303-333-8000 or request an appointment online today.