Even with the best health insurance coverage, consumers are vulnerable to surprise medical bills. Most often, surprise bills are received following an ER visit, when a patient is treated by an out-of-network provider at an in-network facility. As Denver Injury Lawyers, we stay up-to-date on changes in the law that impact our clients. On May 14, 2019, Governor Polis signed into law a bill that prohibits insurance companies from sending balance bills to consumers who unknowingly see an out-of-network provider, either in the context of emergency care or when they seek care at an in-network facility. Doing so will be considered a deceptive trade practice and the state Attorney General has authority to enforce the law. However, where consumers voluntarily seek out-of-network care, balance billing may still be permitted.