10 Facts to Know if You Have Been Injured in a Car Accident in Denver
If you have been injured in a car accident, your next steps could have long-term consequences for your physical and financial well-being. Here are 10 facts you need to know in order to protect your health and maximize your financial recovery:
1. Seeking Medical Attention Should Be Your First Priority
Regardless of how severe you think your injury might be, your first priority after an auto accident should always be to obtain a medical diagnosis. If your injury requires treatment, seeking medical attention immediately will ensure that you have the best chance at a full physical and financial recovery.
2. You May Be Entitled to Compensation Even if You Were Partially at Fault
While you should never assume that you are responsible for an auto accident, even if you were partially at fault, Colorado’s “modified comparative fault” rule means that you could still be entitled to partial financial compensation.
3. The Details Matter, So You Should Write Down Everything You Remember
When it comes to explaining your injury to your doctor and seeking financial compensation for your losses, the details matter. Write down everything you remember, and avoid letting anyone else try to change your perception of what happened.
4. You Should Report the Accident to Your Insurance Company, But That’s It
You are likely required to report the accident to your insurance company under the terms of your policy, but you do not have to give a lengthy statement, and you should not do so.
5. The Insurance Companies Do Not Have to Offer Full Compensation
If you receive a quick settlement offer, it most likely only represents a small fraction of what you are entitled to recover. The insurance companies do not have to offer full compensation, and they will try to convince you to settle for less than you deserve.
6. Before Accepting a Settlement, You Need to Calculate Your Future Losses
When you file a personal injury claim, you are entitled to seek compensation for your current and future losses. Until you know what your injuries will cost you in the future, you have no way of knowing what constitutes a fair settlement in your case.
7. You Also Need to Accurately Value Your Pain and Suffering
In Colorado, just compensation for auto accident injuries also includes compensation for pain, suffering, and other non-financial losses. These are losses that you will need to calculate with the help of an experienced attorney.
8. An Experienced Attorney Will Only Take Your Case if You Have a Reasonable Chance of Success
An experienced attorney will not string you along if you do not have a case. By scheduling a free initial consultation, you can find out if you have a claim so that you can make an informed decision about asserting your legal rights.
9. You Should Not Be Required to Pay Anything Out of Pocket While Your Case is Pending
Your personal injury lawyer should handle your case on a contingency-fee-basis, which means you only pay if you win. If you have medical bills that are due, your attorney can seek to delay payment pending resolution of your claim as well.
10. You Have the Right to Accept or Reject Any Settlement Offer
Finally, when and how you resolve your claim are entirely up to you. While your attorney should help you make an informed decision, you ultimately get to decide whether any settlement offers are satisfactory.
Speak with a Denver Personal Injury Lawyer for Free
Have you been injured in a car accident in Denver? If so, we encourage you to discuss your case with one of our experienced personal injury lawyers. To schedule a free, no-obligation consultation, ask What’s Your Case Worth? or call us 24/7 at 303-333-8000.